@CreditScholar wrote:Sure, go through the UR portal with a Marriott card. The card gives you 5 points per dollar, and the portal another 2. So you'll get 5 Marriott points + 2 UR points per dollar spent.
The other way is to purchase gift cards when they have the yearly specials. Last year they were giving an extra 10 points per dollar spent buying the gift cards. So you'd be getting 15 points per dollar (5 for the marriott card + 10 bonus).
Both scenarios will then let you earn points during the actual hotel stays too (10 base plus elite bonuses).
Oops, my turn to misread. I'm assuming you use a rotating 5 point/dollar category card plus UR?
no yearly specials, and don't have a mariott card =)
ohhh! thats right! There's so many features of all these rewards cards that I COMPLETELY forgot about that 7% dividend. 
lol
@CreditScholar wrote:
@Open123 wrote:
@CreditScholar wrote:Holy sh*t, you too? Mine wants to help all of the animals, conserve the environment and ease human suffering, but at least she still likes a good steak! Maybe it's because she grew up in the exact opposite position as myself, but regardless I think I've picked up a lot of good habits from her.
We have re-usable everything, and she's glad that I go along with most of her "hippie ideas" even though they're definitely not my thing. She trusts my decisions regarding credit, which cards to get, and will rotate a few cards for different categories. It works for us and I guess it's a good tradeoff.
Because of her, we have the stupid 3 trash cans in our house. One for recycling, compost, and the other for...ah...trash, I guess.
Jokes aside, I've learned a considerable amount from
hereher, and continue to do so. Still, on general principle, I've got to roll my eyes on the no rewards Wells Fargo card she insists on using.Sounds like Dharma and Greg.
Sometimes, it really does!
I just feel strongly about maximizing the return whenever we can, even if it's a small amount. Her view is that since she's had her checking and credit card with Wells since college, the extra rewards aren't worth the dislocation of change.
In end, nothing wrong with that logic.
@Open123 wrote:
@HiLine wrote:
@Open123 wrote:
@ryanbush wrote:I have been considering getting the freedom card but I might just have my fiance get one and add me as an AU (shes an AU on my CSP) and we can just use each card for the bonus categories and combine points for travel.
two cards shouldn't be too hard for her to keep us with spending on, especially since most of the dining I pay for since we're together.
I've been suggesting the same, but my wife isn't a finance person.
She really doesn't care at all, and I've been finding it difficult to persuade her to apply. Wish I could just command her to do it, but in this age, won't work too well. j/k Jokes aside, it still drives me crazy when she uses her "no rewards" Wells Fargo Visa. I just don't get it.
You'll be forgoing the bonus if you'd rather be an AU than apply for a card on your own.
A no-rewards credit card charges merchants a lower swipe fee in general. That's one possible reason.
Wouldn't surprise me!
She's always been the unbridled altruist, greenpeace, eat less meat and save the environment type. Conversely, I have never seen an oil well I didn't want to driil, animal I didn't want to shoot, and can't imagine a life without ribeye steaks!
I think me and you would get along just fine! lol