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@credit_is_crack wrote:
@Wavester64 wrote:(Courtesy of DOC)
Gotta say I like the look! Another US Bank Card I wont be able to get
@Gmood1 @coldfusion @Anonymous @blindambition @CreditCuriosity @credit_is_crack
LOL @Wavester64 based on what I've opened in the last year and how they've tightened up, I'm sure they'd send me straight to the garbage pile. I'd be down to 2/12 in DEC, and then it would still be a high risk. Good rewards though. 4% dining and no AF -- definitely nice return. Not sure why they chose ketchup red though
I think I remember reading that it was going to be a metal card as well. I like the design and I'm hoping I can hold off to get this card as well. And I mean the card color doesn't bother me much, I'm pretty sure it's just one of their main colors.
I'm pretty skeptical about 4% dining with no fee, cap, balance requirements, or catches, lasting very long, but we'll see how it plays out. Maybe they will get enough people paying interest or using it for non category spending, but if not, not sure how sustainable it will be.
The problem is some of these rewards cards are really only well known on communities like this, and the general public who uses one or two cards for everything is unlikely to know about it...so the bank is left with mostly reward maximizers. But we'll see.
@kdm31091 wrote:I'm pretty skeptical about 4% dining with no fee, cap, balance requirements, or catches, lasting very long, but we'll see how it plays out. Maybe they will get enough people paying interest or using it for non category spending, but if not, not sure how sustainable it will be.
The problem is some of these rewards cards are really only well known on communities like this, and the general public who uses one or two cards for everything is unlikely to know about it...so the bank is left with mostly reward maximizers. But we'll see.
US Bank did not rely on CC offerings as much as other major lenders.
It's not like you've ever seen a commercial on TV or in print, and they dont pay blogger folk to peddle their cards.
They were by far more focused on existing customers with DDAs and/or investments.
Perhaps this is their attempt to make them more appealing to broader audiences.