The whole thing is very strange.
ed. Looks like they will open checking here, too, although there isn't a branch or location to be found. There may be hope.
And just for completeness I tried it once again - zipcode only - and it comes out with nothing.
Perhaps for some reason FL is one of the very few places where US BANK allows cyber accounts in the absence of branches.
For the person who asked. I have 4 inq in the past two years. I have 3 cc with low limits (2 HSBC with $500 or less) and a Cap 1 with a $ 750 limit.
I have two pd charge-offs that are 2+ years old. 1 pd collection from sprint and one unpaid collection ($28 med bill)
I had a bunch of lates on cc's and my house about 2 1/2 years ago.
I would have been sure they would have declined me. I applied online while logged into my checking/savings acct.