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US Bank CLI?

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BearsAndTurtlesRtheBest
Senior Contributor

US Bank CLI?

When you have requested a cli for a credit card isued by US Bank was it a HP or SP??? Also how much did they increase??, and lastly does any1 know if they report limit to the credit agencies if its a signature?? Thanks!!

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Message 1 of 19
18 REPLIES 18
BearsAndTurtlesRtheBest
Senior Contributor

Re: US Bank CLI?

no? any1?

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Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 2 of 19
android01
Valued Contributor

Re: US Bank CLI?

US Bank does HP for CLI, in my experience.  I asked for a CLI from 10K to 15K.  My Visa Signature card shows the credit limit.  

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Message 3 of 19
BearsAndTurtlesRtheBest
Senior Contributor

Re: US Bank CLI?

And it was granted right? Also did you have a balance when requested? or was it at $0

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Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 4 of 19
android01
Valued Contributor

Re: US Bank CLI?


@BearsAndTurtlesRtheBest wrote:

And it was granted right? Also did you have a balance when requested? or was it at $0


Yes, it was granted, and my balance was $0 at the time.

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TU Fico 8 - 850
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Message 5 of 19
BearsAndTurtlesRtheBest
Senior Contributor

Re: US Bank CLI?

alright thanks @android01 I appreciate it.

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Message 6 of 19
tennisfan78
Established Contributor

Re: US Bank CLI?

 

My visa signature does report the credit limit on the reports as well.

 

 


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Message 7 of 19
BearsAndTurtlesRtheBest
Senior Contributor

Re: US Bank CLI?

^^^^Good to know, thanks!!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 8 of 19
Meltdownblitz
Frequent Contributor

Re: US Bank CLI?

Same here, I recently went from 5k to 12k with HP. I believe my balances were 0 at the time as well and as far as i know, it does report the limit. I PIF every month for the last 6 months I have had the card as well as on my other cards.


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Message 9 of 19
Dustink
Valued Contributor

Re: US Bank CLI?

Not always the case, but sometimes they can do a SP CLI for increases under $1,500. They also randomly do auto CLI's.

 

They DO report sig limits.

 

HP increase can be for as much as you qualify. If your profile supports a large increase, they will grant it. My first increase with them was for over 800% 300>>>2500.

 

$0 balance is not a requirement for a CLI. You can be racking up debt and even get an auto CLI, just depends on the whole credit picture.

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