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When you have requested a cli for a credit card isued by US Bank was it a HP or SP??? Also how much did they increase??, and lastly does any1 know if they report limit to the credit agencies if its a signature?? Thanks!!
no? any1?
US Bank does HP for CLI, in my experience. I asked for a CLI from 10K to 15K. My Visa Signature card shows the credit limit.
And it was granted right? Also did you have a balance when requested? or was it at $0
@BearsAndTurtlesRtheBest wrote:And it was granted right? Also did you have a balance when requested? or was it at $0
Yes, it was granted, and my balance was $0 at the time.
alright thanks @android01 I appreciate it.
My visa signature does report the credit limit on the reports as well.
^^^^Good to know, thanks!!!










Not always the case, but sometimes they can do a SP CLI for increases under $1,500. They also randomly do auto CLI's.
They DO report sig limits.
HP increase can be for as much as you qualify. If your profile supports a large increase, they will grant it. My first increase with them was for over 800% 300>>>2500.
$0 balance is not a requirement for a CLI. You can be racking up debt and even get an auto CLI, just depends on the whole credit picture.