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US Bank Cash+ Category : Utility (Internet?)

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Anonymous
Not applicable

US Bank Cash+ Category : Utility (Internet?)

Really quick question. Would internet bill qualify as a utility under the US bank Cash+ 5% Utility category? 

 

Thanks in Advance.

Message 1 of 13
12 REPLIES 12
Remedios
Credit Mentor

Re: US Bank Cash+ Category : Utility (Internet?)

Message 2 of 13
Anonymous
Not applicable

Re: US Bank Cash+ Category : Utility (Internet?)


@Anonymous wrote:

Really quick question. Would internet bill qualify as a utility under the US bank Cash+ 5% Utility category? 

 

Thanks in Advance.


Not sure if it is considered a utility or not. However if you can wait until April, you can select Internet as your 5% category

Message 3 of 13
Kforce
Valued Contributor

Re: US Bank Cash+ Category : Utility (Internet?)


@Anonymous wrote:

Really quick question. Would internet bill qualify as a utility under the US bank Cash+ 5% Utility category? 

 

Thanks in Advance.


No !!

They have a "Utility Category" which covers things like electric, gas, propane, water, sewer, maybe trash services.

A new category for "TV, Internet, and streaming services".  The two are different. Utility does not cover TV and Internet and the TV Internet will not cover your propane or electric.

You get 2 - 5% categories so you can cover both, but it requires you selecting both categories as your picks.

Message 4 of 13
NRB525
Super Contributor

Re: US Bank Cash+ Category : Utility (Internet?)

Periodically, you have to download your history of US Bank transactions, and look at the merchant code actually assigned to each vendor that you use, how you use them. Then reconstruct your 5% categories for the month to see where each merchant lands. US Bank makes this easy to export to Excel, has clear information with those MCC codes.

 

The addition of Utilities will complicate / separate out some items that may have been in other categories earlier.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 13
NRB525
Super Contributor

Re: US Bank Cash+ Category : Utility (Internet?)


@Anonymous wrote:

Really quick question. Would internet bill qualify as a utility under the US bank Cash+ 5% Utility category? 

 

Thanks in Advance.


There is no such thing as a "quick question" thus no "really quick question" Smiley Wink

Everything worth asking about has a larger back story to be understood, thus not quick.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 13
Anonymous
Not applicable

Re: US Bank Cash+ Category : Utility (Internet?)

Are you guys able to select categories for Apr-Jun? I’m stuck at the last step, no response when clicking the confirm button.
Message 7 of 13
Kforce
Valued Contributor

Re: US Bank Cash+ Category : Utility (Internet?)


@Anonymous wrote:
Are you guys able to select categories for Apr-Jun? I’m stuck at the last step, no response when clicking the confirm button.

Had the same issue yesterday picking my categories.

After about 5 logins and 3 different browsers I had success.

Sent a message telling them that they have a problem on the confirm script.

You can wait a couple days and see if they  fix it, or just keep trying.

Got it to work with Google Chrome Browser.

PS: It will show you suscess when the script runs.

Message 8 of 13
Anonymous
Not applicable

Re: US Bank Cash+ Category : Utility (Internet?)


@Kforce wrote:

@Anonymous wrote:
Are you guys able to select categories for Apr-Jun? I’m stuck at the last step, no response when clicking the confirm button.

Had the same issue yesterday picking my categories.

After about 5 logins and 3 different browsers I had success.

Sent a message telling them that they have a problem on the confirm script.

You can wait a couple days and see if they  fix it, or just keep trying.

Got it to work with Google Chrome Browser.

PS: It will show you suscess when the script runs.


Thanks. Turns out that if you pick the new "TV & Internet" category, it'll stuck. Otherwise, it should be good to go.

Message 9 of 13
Anonymous
Not applicable

Re: US Bank Cash+ Category : Utility (Internet?)


@Anonymous wrote:
Are you guys able to select categories for Apr-Jun? I’m stuck at the last step, no response when clicking the confirm button.

No problems for me this morning (thanks to this thread for reminding me).

Message 10 of 13
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