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Hi Guys,
Just wondering if B&H Photo is categorized as an electronics store for the US Bank Cash Plus Visa? Also I can't find anywhere about it having price protection, if anyone could clarify on that?
Thanks in advance guys!
My guess is that something with a 5732 merchant code would get the 5%. You can use this link to get the location and what their merchant code is so it will take the guesswork out of it.
@Anonymous wrote:Hi Guys,
Just wondering if B&H Photo is categorized as an electronics store for the US Bank Cash Plus Visa? Also I can't find anywhere about it having price protection, if anyone could clarify on that?
Thanks in advance guys!
B&H isn't specifically listed on the U.S. Bank site, but that's only a partial listing anyway.
It might give you an idea of the types of stores that do qualify, though: https://cashplus.usbank.com/merchants/detail/4106?return=categories%2Findex%3FquarterId%3D48
The previous suggestions to use the Visa lookup tool and/or make a test purchase are really the only way to know, unless someone comes by who has purchased from B&H, of course.
So did the purchase from B&H Photo through paypal with the US Bank Cash+ Visa and it has categorized them as Camera and Photographic Supply Stores. I don't know if this is one of the bundled merchant codes into the electronic stores spending category but we'll see. The nice thing about B&H is that there is no Sales Tax!
@Anonymous wrote:So did the purchase from B&H Photo through paypal with the US Bank Cash+ Visa and it has categorized them as Camera and Photographic Supply Stores. I don't know if this is one of the bundled merchant codes into the electronic stores spending category but we'll see. The nice thing about B&H is that there is no Sales Tax!
Ohh... that might have changed things.
With using Paypal getting the extra rewards for bonus categories can be hit-or-miss; not only do you have to worry about the store using the right MCC, you also have to hope that Paypal will pass that info along to the bank correctly (in this case, U.S. Bank).
I'm not saying it won't work out, just that it's added another moving part to the process.
I'll add that the last few years more people have been reporting that Paypal has gotten better about passing along the merchant info to the card issuer, so your chances are better now than they once were. There's still a bit of YMMV, though.