US Bank ExtendPay $1.00 fee

[simplynoir]

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@Remedios wrote:

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@Red1Blue wrote:

From the picture posted here, it says from Altitude Reserve. I am not sure if that is the only card supported by this offer.

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@Remedios wrote:

I just got this for all three cards, don't know if it's targeted or not (probably not) but it might be good option for some since $1.00 monthly fee isn't a bad deal. 

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Just FYI I can also confirm I have it for both my Go and Altitude Reserve

[gdale6]

i got this offer via email earlier today, both my Cash+ and Alt Go were given the offer.

[FinStar]

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@gdale6 wrote:

i got this offer via email earlier today, both my Cash+ and Alt Go were given the offer.

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Same here, including FlexPerks AX and Kroger MC. 

Seems like the State Farm CCs didn't get included with the offers -- at least no notifications received on those (not that I would be using ExtendPay, but just happen to notice the were not allowed to play).

[JR_TX]

Got that offer on my Cash+ as well.

Looks like USB is really wanting us to spend spend spend!!!

[Anonymous]

Good information!

Received the same offer on my Cash+ (missed the $1 cost which must have been in the notice but wasn't).

Interesting ... reread my offer and it did state $100 minimum and only reflected there would be a small monthly fee (did not state what it was).

[Remedios]

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@Anonymous wrote:

Good information!

Received the same offer on my Cash+ (missed the $1 cost which must have been in the notice but wasn't).

Interesting ... reread my offer and it did state $100 minimum and only reflected there would be a small monthly fee (did not state what it was).

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@Anonymous  their "small fee" one is different than this offer. "Small fee" isn't really that small, but for those who need a bit more time, it helps since fee is in general lower than what interest on those transactions would be and it preserves grace period for new purchases. 

[UncleB]

I have the $1 deal on one of three cards... on my Cash+ and Connect I got an email with the subject, "Please read, 🎉 Make Holiday purchases easier with ExtendPay."  These two emails have an expiration date (12/27), but the $1 promo isn't mentioned.

The third email I got was for the AR, and the subject is, "Please read, pay off your holiday purchases over time with this exclusive offer 💰" and that one does have the $1 promo.  The expiration date on this deal is 12/27 as well.

[Remedios]

Sigh. US Bank going to US Bank 🙄 

I was about to pay AR last night, but I decided to take one charge that was slightly over a $100 just to see how the set up looks like (science is hard). 

I figured as long as I pay it before due date, no big deal. 

Anyhow... When you add charge to extend pay, it creates a plan but...unlike chase and Amex, it gets its own tile (account), it has a different due date than your card due date (it's not reported separately), so basically it's treating it as a loan with cc funding for payment and credit line purposes. 

Granted, most of it was in fine print, some of it is in confirmation email and never have I ever been happier that US Bank isn't in business of making maps since we would be traveling to Mexico through Canada. 

Bless their ❤️

[Anonymous]

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@Remedios wrote:

Sigh. US Bank going to US Bank 🙄 

I was about to pay AR last night, but I decided to take one charge that was slightly over a $100 just to see how the set up looks like (science is hard). 

I figured as long as I pay it before due date, no big deal. 

Anyhow... When you add charge to extend pay, it creates a plan but...unlike chase and Amex, it gets its own tile (account), it has a different due date than your card due date (it's not reported separately), so basically it's treating it as a loan with cc funding for payment and credit line purposes. 

Granted, most of it was in fine print, some of it is in confirmation email and never have I ever been happier that US Bank isn't in business of making maps since we would be traveling to Mexico through Canada. 

Bless their ❤️

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Got'ta love it?! 

[simplynoir]

At least they're trying and by trying I mean they get the same results as the Coyote when trying to catch the Roadrunner. They should rebrand themselves to Acme maybe