Hey credit gurus!!!
I just signed up for a checking account with US Bank and at the end of my application there was a pop up! 
States I am preapproved for the Cash Bank or Perks+ Visa Platinum. Does anyone have either of these cards? States my starting credit limit would be $6,000.
Why would you go for Us Bank and want Us Bank checking when you have the golden egg NFCU CC and assume checking/savings? Just a question. I am very surpised they would pre-approve you with those limits if you scores in your signature are current. Although maybe Us Bank is trying to finally get a piece of the action? They are known to be VERY conservative with their approvals and CL's.. Does it state a SPECIFIC APR and not a range? For comparison I have banked with them for 4 years and make 6 figures that get desposited in their monthly. They were "kind" enough to pre-approve me, but didn't say amount applied and I got a huge 1k CL 
.. Anyways, do what your gut tells you.
@Anonymous wrote:Hey credit gurus!!!
I just signed up for a checking account with US Bank and at the end of my application there was a pop up!
States I am preapproved for the Cash Bank or Perks+ Visa Platinum. Does anyone have either of these cards? States my starting credit limit would be $6,000.
Does the pre-approval offer provide a specific APR? (i.e. not a range)
@Anonymous wrote:
My scores have actually updated since then.
TU: 704
EX: 709
EQ: IDK updated score yet.
Wow you make wayyyyyyy more than me.
Not the 0% apr, but apr after is it a fixed apr after the intro? Scores are better than in your signature so very well could be solid. Making alot doesn't mean much in the credit world as people with alot lower income can have alot higher limits if their credit is better than mine. Aka I am rebuiding and still have baddies on my report that are fairly old. Clean profile trumps income any day of the week
