US Bank - pre qualify?

[Creditplz]

I was just checking my offers on US Bank, chase, Citi, etc... and to my surprise I was "pre qualified" or recommended offers with small ranges 14.74-17.74% on their Cash+, and a few flexperks with similar ranges.. hmmm surprising

[austinguy907]

Meh.... I wouldn't put much weight into it....

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/freedom-unlimited-approved-internal-offer-by-m...

[MyLoFICO]

I prequalified too, just before I was declined. It doesn't hold water. 

[heyryan]

I think the catch is "pre-qualify" vs "pre-approval" - and the APR range, not a set one. I just opened a savings account online with them and got a pre-approval popup with a set APR and a credit limit listed.