US Bank reports at the end of the month? Regardless of closing date?

[imaximous]

They report your current balance on the last business day of the month. It may not hit your reports till several days later, but that's the amount you'll see.

[FinStar]

Optionally, given their month-end reporting, you can call them to align your payment due date so that the statement cycle/closing date coincides with the reporting date.

But, yep this is how USB rolls.

[AMGE63]

That is correct , they report your current statement balance , As of last business day of the month. So your Bank issued statement balance for that month can be 0 but if you have a balance at the end of the month, they will report whatever your current balance is. A lot of people move their due date to the end of the month.

[Overmedicated]

I agree with everyone else.  If you want to micromanage your balance from US Bank, I would recommend changing your due date to the 28th of the month.