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I am in Minnesota - who does US Bank pull?
Anyone?
Thanks,
Ray
I am in Minnesota as well, and they've always pulled EQ.
My dad apped for a Academy Visa CC by US Bank and they pulled EQ. He got $6K and he's retired from Tx.
Looking at a database at another site, out of about 170 reports, it appears they pull EQ and TU equally and mostly, and occasionally EX.
I had an EQ report that has a few more IQ than TU or EX. I locked my EQ report than I apped, the lender pulled EQ - which was locked of course, and instead of declining me, they pulled TU and EX instead. I called in and was told that I didn't need to unlock my EQ, that they had already pulled TU, EX and I was approved. Not saying you should lock a report you don't want the lender to see, forcing them to pull your other reports instead but it's worth a shot if you are concern. I didn't planned any of this out, it just worked out for my situation when I apped.
Cool - thanks everyone!
Ray