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Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
I tried a $1500 CLI request on my second Cash+ today.
All my major reports (EX, TU, EQ) are frozen.
I'll report with the results as soon as I get them.
I asked for a $1500 CLI through this link 3-4 days ago. Got the CLI and there is no alert of an inquiry.
From reading past postings on the forum, that usually a SP for CLIs $1,500 and less, I tried last week for $1,500 and it definitely resulted in a hard pull on Transunion. I used the same link as uswala. Didn't get the increase either.
@Benzman wrote:From reading past postings on the forum, that usually a SP for CLIs $1,500 and less, I tried last week for $1,500 and it definitely resulted in a hard pull on Transunion. I used the same link as uswala. Didn't get the increase either.
When was your last CLI before that request. Was it within 6 months?
They definitely HP'd me for a 1500 CLI request back in January or February this year.
I figured it could be partly because the card's SL was only 1000, so a small CLI was still a large increase proportionally.
@uswala wrote:
@Benzman wrote:From reading past postings on the forum, that usually a SP for CLIs $1,500 and less, I tried last week for $1,500 and it definitely resulted in a hard pull on Transunion. I used the same link as uswala. Didn't get the increase either.
When was your last CLI before that request. Was it within 6 months?
About 15 months ago.
@Anonymous wrote:
Interesting. Because they didn't pull my TU for the app for me and they stated that I received a lower limit due to inquiries at the time of app.
Sounds like it's hit or miss on the soft pull CLI under 1500 then. Are they using TU for the soft pulls?
If you don't mind me asking Benzman what was the reason for the no-go?
Too many inquiries in the past two years. (12)