I was hesitant to apply for a USAA CC especially since I was denied an Amex Costco True earnings CC the other day. I just paid all my CC debt off $30k and sent GW letters to clear some derogs and 1 paid collection from 2012. My CR's haven't really been cleaned up yet but I was pretty antsy....
However, since a credit card offer was in my Usaa offers page, I took a risk applying for it as others in the forum mentioned that offers were pretty much approved. So, I applied for the Amex cash rewards card. I got a denial initially, however, it said that I was approved for the Amex classic card with a 1k CL. Even though I was initially denied, I happily accepted this card as it's another step in the right direction!
Now off to the garden I go!