No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
How likely would a High Limit CC be from USAA?
I currently have a mortgage refinance app from them I just got approved for.
My current CC situation is Cap One- $ 5k CL, balance $ 3,300, Wells Fargo Personal LOC- $ 5k CL, balance $ 1,750.
Orchard Bank CC- $ 700 CL, balance $ 0.
My scores are EQ- 786, TU- 773, EX- 735?
@Anonymous wrote:How likely would a High Limit CC be from USAA?
I currently have a mortgage refinance app from them I just got approved for.
My current CC situation is Cap One- $ 5k CL, balance $ 3,300, Wells Fargo Personal LOC- $ 5k CL, balance $ 1,750.
Orchard Bank CC- $ 700 CL, balance $ 0.
My scores are EQ- 786, TU- 773, EX- 735?
I'd say you have a strong chance. Your scores are higher than mine and I have a MC with $21K limit and an Amex with $20K limit.
Is your Amex with USAA? Are you required to pay in full every month?
@Anonymous wrote:Is your Amex with USAA? Are you required to pay in full every month?
No....other than using the Amex network for charging the card really has nothing to do with Amex. It's entirely managed by USAA who does all the customer service and sets all of the rules. It's a credit card and not a charge card so it doesn't need to be paid in full every month.
@Anonymous wrote:How likely would a High Limit CC be from USAA?
I currently have a mortgage refinance app from them I just got approved for.
My current CC situation is Cap One- $ 5k CL, balance $ 3,300, Wells Fargo Personal LOC- $ 5k CL, balance $ 1,750.
Orchard Bank CC- $ 700 CL, balance $ 0.
My scores are EQ- 786, TU- 773, EX- 735?
Probably a very good chance, but don't think they rely only on scores. USAA places great importance on length of membership and employment.
@Anonymous wrote:
My wife has been a member of USAA for many years, probably 15+. We have been married for 5, which is when I became part of USAA through her on our auto policies. Will I get credit for her longevity or will I only get the 5 years since we have been married?
I don't think anyone can answer that. It's an entire package they're looking at as a whole including length of membership, other products/services being used, FICO scores, etc, etc, etc.