Received USAA Amex and World MC back in Aug 09 both with 10,000 cl Called last week to ask for CLI and was
told accounts had to be open for 180 days. Called in today and CSR was great informed me they dont pull a credit report
for CLI ,they look at payment history on accounts and household income. Took about 15 seconds and prestow credit
limit on both cards increased to 18,000..Love USAA also for any USAA card holders hope this helps.