USAA EX FAKO 763, one approval today. What else to go for?

[MonkeyBelly]

My EX report is finally CLEAN, other than some 30 day lates that are 2 years 10 months and older. 

I apped for (and got!) AmEx BCP today. Yahoo! 

Are there any other cards I should be adding to my lineup ASAP? I have a CIti black diamond whatever with $8,000 limit (and about 2.5% util at the moment). I really don't want to ask them for CLI - I'd prefer to diversify into cards that actually do something for me and add another positive TL as I continue to work on cleaning up EQ and TU. 

I now have 2 recent inquiries on EX (and another from 18 months ago). AAoA is 12 years. Great income. Would be good to have another card that reports AUs. And I don't have a need to apply for anything else until my car lease is up in 18 months. 

Thoughts?

Thank you in advance!

[MonkeyBelly]

A little more info: AmEx matched my other $8,000 credit limit. Is time of the essence to grab another card before that credit limit shows up on my reports? Any insights appreciated. 

[09Lexie]

Congrats on your approval! I'm a little confused by your last sentence. Do you need a car now or in 18 mos?

Edit: just saw your second post. Without more information like, what you are looking for in a cc other than its ability to reports AUs- it would be hard to suggest cc's

[MonkeyBelly]

Thanks 09Lexie. In addition to AU reporting:

• Cash back would be a great feature in another card.
• Interest rates are not important as I PIF.
• Travel rewards are not particularly compelling for me.

Obtaining higher credit and building another positive TL on EQ and TU would be the main reasons for adding another card. 

[dodfire]

Discover???

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@MonkeyBelly wrote:

Thanks 09Lexie. In addition to AU reporting:

• Cash back would be a great feature in another card.
• Interest rates are not important as I PIF.
• Travel rewards are not particularly compelling for me.

Obtaining higher credit and building another positive TL on EQ and TU would be the main reasons for adding another card. 

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[09Lexie]

Since you specifically mention EQ and TU that leaves Chase out ( they usually pull EX) . Discover It, Barclays off the top of my head.

[MonkeyBelly]

EX is my clean report at the moment, at 763 USAA FAKO as of this morning. EQ is 705 with 1 collection and TU is not pretty. 

[09Lexie]

Ok, so why are you trying to pull from those 2?

[dodfire]

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@09Lexie wrote:
Ok, so why are you trying to pull from those 2?

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Good question!!!

[09Lexie]

Most major cc's will report to all 3 bureaus which would help you build your TLs. Apping for a poor bureau will undoubtedly give you poor results.