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USAA Recon? Please Advise. Am I Being Greedy?

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New Member

Re: USAA Recon? Please Advise. Am I Being Greedy?

LOL. My foolish days are behind me 😜

I totally agree that I've not proven myself and I know that will take time.

My problem for so long was lack of any credit al all, and a few small medical collections. I should have stopped avoiding the credit world and just tackled this sooner.
Message 11 of 14
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Valued Contributor

Re: USAA Recon? Please Advise. Am I Being Greedy?

Unfortunately, USAA isn't known to be recon friendly.

Message 12 of 14
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Valued Contributor

Re: USAA Recon? Please Advise. Am I Being Greedy?

Hey all. Just saw this thread, I've been more of a lurker the past 12 months (Gardening finally!!!), but just so you know recons on USAA SL CAN BE DONE -- happened to me last February. For some reason though, you need to app VIA PHONE - upon approval, the rep can call UW who can manually up your CL if you request and your profile supports it. I went from $2k approval to $7k, boom, in 20 mins.

 

I highly suggest apping via phone -- once you app online it can not be done. You may want to app for a 2nd card (I did this an was fine) on the phone today and see what you get -- if approved for another $1k, ask them to request the CL higher for whatever purpose you need (BT is a great one), if the rep is pushy ask for a supervisor to do it. It can be done!!!! GOOD LUCK

PenFed Cash Rewards $30,000 * Unify CU Rewards $15,000 * QuickSilver VS $19,600 * AMEX Honors $12,000 * Ritz Carlton Visa $8,500 * Cabela's VISA $8,500 * USAA Rewards $7,000 * VentureOne $5,000 * Amex EveryDay $2,500 * USAA Cash $2,000 * CreditOne $2,000 -- Scores: EXP 690 EQ 672 TU 720 12/13/16
Message 13 of 14
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Senior Contributor

Re: USAA Recon? Please Advise. Am I Being Greedy?

Thanks for the info Joey that's very good to know
Message 14 of 14
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