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DOes USAA HP for a customer initiated CLI? I'm thinking yes, just need confirmatrion. Would liek to get my USAA AMEX bumped up. Currently sitting at $4k
I believe it is a hard pull and I think you can ask for double your limit. That's what I have read on myfico. I am waiting for my USAA to turn 6 mos, to ask for a credit limit increase from 3000 to 6000k. If you do it, please update and let me know what happened.
In my experience, hard pull on EQ. Got bumped to 10k from 5,500.
I would love to get the USAA AMEX at 8k or even 10k
I will try it today.
I was told (by a CSR) that they automatically review new accounts for CLI eligibility at the 6 month mark. Briefly considered calling but couldn't see wasting a HP with my utilization out of control at the moment.
@drkaje wrote:I was told (by a CSR) that they automatically review new accounts for CLI eligibility at the 6 month mark. Briefly considered calling but couldn't see wasting a HP with my utilization out of control at the moment.
I have had this card since last Nov, but debating whether its worth taking a hard inq.
If you could double your limit, I think it's worth the hard pull...but if you do, please let us know.
Ok bored on Friday, I decided to make this
LOL... love it