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Are these cards still available? I can't find any links to apply so maybe they've been discontinued? I'm a NFCU member so I guess I'll have to apply for theirs instead.
Wells Fargo secured is no longer available. That was the card that helped me get back on my credit feet, then later I added Discover It secured.
If you are open to change... the Citi secured card is an option, and has worked very well for my journey
I believe USAA is working to improve their secured card so it isn't currently available. Honestly, I hope they improve it. Previously they tied your money to a cd and the card would never graduate.
I would definitely recommend either Navy or Discover's secured card. Navy's secured card graduates to the cash rewards after 6-8 months. Discover graduates in about 8 months.
Citi is also another choice but it takes some time before it graduates.
OP has been approved for NFCU and Discover secured cards. I have split those posts off here: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-NFCU-Secured-and-Discover-IT-Sec...
Will leave this open for further discussion of USAA and Wells Fargo.
I've had a secured card with USAA for 10 years and I called to ask for a credit increase or to graduate. They informed me they no longer do secure cards and couldn't help me with my request.
@Anonymous wrote:I've had a secured card with USAA for 10 years and I called to ask for a credit increase or to graduate. They informed me they no longer do secure cards and couldn't help me with my request.
Wow, mind=blown. Did you ask to speak to a supervisor? I can't believe that they wouldn't allow a product change, if they no longer offer the secured card any more. I'm guessing that you keep it open because it's one of your oldest cards? I think that I am going to be in the same boat with my Capital One secured eventually. Since it doesn't graduate any more and it's one of the first cards that I opened in my rebuild. I'll never see that $199 again
"They informed me they no longer do secure cards and couldn't help me with my request. "
Eh, I figured as much. I wish they would have just told people that earlier in the year. I was so impressed with USAA when I got their secured card a few years ago. But they really bungled their communication to cardholders about 1) suspending further CLIs and 2) when the "new" secured card would roll out. COVID-19 may have been the "nail in the coffin" for re-launching their secured card, but I'm not willing to give them a pass due to COVID-19, as they were having comm problems prior to that.
Now that it's "official" that USAA is out of the secured card business for new applicants, I can report that a USAA rep communicated to me last year that they throught USAA would not re-launch their secured card. They seemed pretty certain it was not a product that USAA would continue to offer to new applicants.