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My usaa credit card is coming up on 6 months in November, now I know I can request at the 6 month mark, but am I to assume it's a HP or do they sometimes give auto increases?
Thanks
Yes. You can request every 6 months (and it is an HP on Experian). They also do auto increases -- but who knows how long you'll be waiting to get one -- and you may never get one -- but they claim they review for increases twice per year.
If your CLI request is approved, the amount of the increase is usually worth the HP (based on data points noted here).
Thank you both, darn EXP I have decent score but way too many inquires 😯 But we shall see 😆
@Jnbmom wrote:
Thank you both, darn EXP I have decent score but way too many inquires 😯 But we shall see 😆
I had 5 inquiries previous 6 months, 34 previous 12 months and 84 previous 24 months when I requested CLI at 6 months and 3 day's (4 cards at 90% utilization). Instant approval, went from $3,000 to $9,000. As always YMMV.
Best of luck!
@chiefone4u wrote:
@Jnbmom wrote:
Thank you both, darn EXP I have decent score but way too many inquires 😯 But we shall see 😆
I had 5 inquiries previous 6 months, 34 previous 12 months and 84 previous 24 months when I requested CLI at 6 months and 3 day's (4 cards at 90% utilization). Instant approval, went from $3,000 to $9,000. As always YMMV.
Best of luck!
Thanks for the DPs, I may have a shot?