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So not too long ago I claimed USAA hard pulled me for opening savings/checking then someone posted that they don't.
I happened to look at my experian report two days ago and noticed that I didn't have an inquiry from USAA... yet the day after I opened my accts I got alerts from all the services I have that I had a hard inquiry on USAA. I still have the alerts on my alert timeline but no inq's on my report... odd? yup.
So maybe they hard and recode? Couldn't imagine why.
Thought I'd share with this thread since this is where I originally posted.
They didn't pull mine either, when I opened non-member checking/saving 2 months ago. Oh, no alerts from any of my credit monitoring services too.
Theres actually a recent big thread on this