@FinStar wrote:
@r34dy2fly wrote:
I have 4 USAA cards with one being a low APR rate card. I think I waited a year in between each app. Had no issue. All over 15K CL.
@r34dy2fly, you mentioned all 4 of your cards as being over $15K. My understanding, and based off the USAA lending department, all unsecured CC exposure caps at $50K, regardless of the number of CC products. When did this change? Unless your math is off.
I'm not so sure.
I have four cards with USAA and my total exposure today sits at $79k. In March of 2018, I only had $62k until I received a $17k CLI on one card. My wife has 3 cards and her combined limits are $62k. In last March she only had $47k until she received a $15k CLI on one of her cards, too.
My understanding is it is exceptionally difficult to actually speak with their credit card back office. I did one time have a nice conversation with a contact in their EO, unrelated to credit cards, and she volunteered that the only hard limits they have are with individual cards not being able to exceed $35k.
