USAA vs DCU

[Anonymous]

Hello,

Wanted to know what is the better choice? My current fico score is around 640 and I plan on getting a mortgage with a year or so and would like some generous credit limits to help build my available credit.. I also want to use the bank for car loans, CC's, and mortgages. Thanks!

[RemyWinchester]

This post sounds eerily similar to the 3-4 from a single poster yesterday....

http://ficoforums.myfico.com/t5/Credit-Cards/USAA-or-PenFed/m-p/1774502#M494154

USAA is better.  But only if you're a full member with insurance. 

DCU is probably better if not. 

[Anonymous]

Perfect, this helps. Thanks!