@MissCredit9 wrote:Does anyone have any intel or insight into the quality of their products like cc's etc. Trying to see if its worth taking advantage of this connection available to me.... if not maybe i can bribe him into joining NFCU
I'd agree that where they really shine is with insurance. I've been very happy with their bank as well. Their cards don't seem to get much love here and it's understandable considering the lackluster rewards. However, they have always offered me better credit limits and better interest rates than any other card issuer. when I was rebuilding.
@MissCredit9 wrote:I see alot of posts about NFCU so I called up my brother who is in the armed forces to see if he was a member. He said nope but he was in USAA. Does anyone have any intel or insight into the quality of their products like cc's etc. Trying to see if its worth taking advantage of this connection available to me.... if not maybe i can bribe him into joining NFCU
I've been a member of USAA for two months now and am loving it. Their online and mobile banking apps are amazing! You can link all you external banking and credit accounts into your homepage at USAA and manage your money from one screen. Transferring to and from other banks is free and fast.
I am a limited member so I am not able to get all of their products. But I have the one I want now (banking) and plan on getting two more (investments and credit) next year.
On a side note, one thing to keep in mind is that USAA is a bank, whereas NFCU is a credit union. There are inherent differences considering this.
Good luck!
@MissCredit9 wrote:I see alot of posts about NFCU so I called up my brother who is in the armed forces to see if he was a member. He said nope but he was in USAA. Does anyone have any intel or insight into the quality of their products like cc's etc. Trying to see if its worth taking advantage of this connection available to me.... if not maybe i can bribe him into joining NFCU
USAA can be particular about baddies. From an earlier post I know you have some recent 90 day lates reporting. Not sure they would look favorably upon them.
They denied me when WF and NFCU were both giving me 5 digit CL's. I tried to recon and they wouldn't even talk to me about it - and my report was pretty clean. This was probably less than three years ago.
But I LOVE NFCU and that's from an Army guy!
Starting Score: TU 672 EQ 654 10/20/09
those recent 90 days late are not accurate.... i have not paid anything late since 2005
@MissCredit9 wrote:those recent 90 days late are not accurate.... i have not paid anything late since 2005
Whether or not they are accurate is irrelevant. If they are reporting, and from last month, I fear you will be denied. You need to fix this before applying. That is all I am saying. USAA will assume it is correct if it is reporting on your CR.
