Starting to get tired of the waiting game 
, so I figured to would post to see what my fellow MF'ers think my chances are if I tried now. 
Ideally would like to get BOTH USB Cash+ (I am a current USB Customer for over 18-months) and the Elan MAX Cash (the Valley Bank variety) CCs.
Current Stats are:
TU F09: 800 (USB pulls TU|F09 for me)
1% UTIL
0/6, 2/12, 13/24 on New Accounts (2 NEW accounts are from February)
AAoA: 2-years 6-months
0/6, 1/12, 5/24 on INQs on TU
NO Derogs, No Late Payments.
So, what do you think? Go for the gusto? I hate HPs that come away with nothing (talking to you Citi! 
)
Some people could get two Elan (Visa and MC) with the same HP. Therefore, instead of applying for Cash+, you my examine your chance there first. The cards look almost identical.
In general, it is hard to use a single Cash+ card (should have ~2-3 to cover a few categories completely).
Fico8: EX~EQ~TU~810 (12 month goal~840).
Given that USB is a little less sensitive to current status with the Max Cash, off the top of my head I'd probably think about doing something like targeting the Max Cash now and then the Cash+ in April when you're again squarely in 1/12 territory and 3+ months out from your last application.
@Wavester64 wrote:Starting to get tired of the waiting game
Ideally would like to get BOTH USB Cash+ (I am a current USB Customer for over 18-months) and the Elan MAX Cash (the Valley Bank variety) CCs.
Current Stats are:
TU F09: 800 (USB pulls TU|F09 for me)
1% UTIL
0/6, 2/12, 13/24 on New Accounts (2 NEW accounts are from February)
AAoA: 2-years 6-months
0/6, 1/12, 5/24 on INQs on TU
NO Derogs, No Late Payments.
So, what do you think? Go for the gusto? I hate HPs that come away with nothing (talking to you Citi!
l've been there. The urge to app is a powerful force. You might be fine now, but I like to play it safe so I recomend waiting until you reach 0/12, to maximize your chance of approval from the sticklers at US Bank. Then do Cash+ first and Max Cash second. I did it that way with roughly similar numbers as you and got approved for both. I waited six months between the two apps, but that was probably unnecessary.
Good luck!
I got Cash+ some years ago to cover 5% on Uber/Lyft. After starting the pandemic, it was typically locked on utility/mobile/internet.
You may look into the other USBank cards like Altitude Connect/Go and co-branded ones like Kroger/Ralph (5% on digital wallet). The co-branded ones should be easier to get approved.
@coldfusion wrote:Given that USB is a little less sensitive to current status with the Max Cash, off the top of my head I'd probably think about doing something like targeting the Max Cash now and then the Cash+ in April when you're again squarely in 1/12 territory and 3+ months out from your last application.
@coldfusion I took your advice (as I usually do) and I..................................................GOT IT!! 
Approved for $21,500! Saweet! (14.49% apr)
Man, the non app drought was killing me!
Thank YOU (and to all those in this thread offering advice, MUCH appreciated!)
@xenon3030 wrote:Some people could get two Elan (Visa and MC) with the same HP. Therefore, instead of applying for Cash+, you my examine your chance there first. The cards look almost identical.
In general, it is hard to use a single Cash+ card (should have ~2-3 to cover a few categories completely).
How is this done again? I mean I could go thru a gazillion threads, but I am too lazy
@xenon3030 wrote:https://ficoforums.myfico.com/t5/Credit-Cards/Elan-quot-Max-Cash-quot-vs-US-Bank-Cash/td-p/6198795
Yeah, thanks @xenon3030 I am in that thread, 900+ posts, too much for me to go thru..........again.
I am going to *guess* to get that 2nd CC, I would probably have to of applied within minutes of the first app? Which I am probably already passed that window - unless someone can give me the crib notes (is it still called that?) on how to do this 