USB Cash+ "20% MORE CASH BACK!" promo

coldfusion · ‎10-27-2021

Not exactly the most exciting of promos, but I'll throw it out here.

Spend $1500 between Nov 1-Dec 31 and qualify to earn an additional 1% cash back up to $20 maxinum on additional spend during the promo period. Enroll by Nov 30 and prior spend from Nov 1 will be counted.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

NRB525 · ‎10-27-2021

Another laugh out loud USBank "special offer"

You start earning $0.002 on every dollar spent after the $1,500. To get the full $20 bonus, you need to spend $10,000, meaning you spend $11,500 overall to get the $20 "bonus".

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

ChargedUp · ‎10-27-2021

I just got the same offer on my Elan Real Rewards Visa... but after $100 in purchases.

Curious_George2 · ‎03-07-2022

@NRB525 wrote:
Another laugh out loud USBank "special offer"

You start earning $0.002 on every dollar spent after the $1,500. To get the full $20 bonus, you need to spend $10,000, meaning you spend $11,500 overall to get the $20 "bonus".

I got this today in a mailer, with the slight tweak that I start earning the bonus after $1,350 in spend. This is a breathtakingly terrible offer. It's almost like they are testing their customers' math skills. Like, if someone enrolls and increases their spend, that customer gets flagged as being susceptible to exaggerated marketing claims. Maybe I'm overthinking it. But just... wow!