USBank BT offer - How long does/did it take?

[Anonymous]

So I made a balance transfer to my U.S. Bank cash+ 2 weeks ago and it hasn’t posted or shown any updates, but my available credit limit already dropped since day one. CSR told me they already processed it but doesn’t know when it’ll actually post,

How long, if you guys remember, did it take for BT to fully take effect for US.Bank? I made an Amex BT and it took less than 3 days to update all accounts. Thanks in advance!

[NRB525]

Which account were you paying off with the BT?

Has that other bank CC account (not US Bank) reported that a payment has been recieved?

[Anonymous]

Thanks for the response!

I currently have a Discover and BT to USBank. Nothing posted on either accounts.

Have a different Discover that I did BT to Amex and went through and posted in both accounts after a few days including weekends

[NRB525]

Are you initiating a BT from US Bank, to increase the amount you owe to US Bank and pay off Discover?

Or are you initiating the BT from Discover to pay off US Bank?

[Anonymous]

I just did something similar.

Yes, they take the amount away from your credit line as soon as they accept your request.

Mine didn't post until the team actually generated the ACH/Check.  That took about 5 - 6 days.