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USBank Cash+ meh offer - 20% more cash back, $20 cap

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coldfusion
Community Leader
Mega Contributor

USBank Cash+ meh offer - 20% more cash back, $20 cap

 

Get an additional 20% cashback up to a total of $20 for each dollar spent after making $1700 in purchases between August 1-September 30. 

 

Not a terribly exciting offer, but it is what it is.   Perhaps there are multiple variants of the offer, some with a lower threshold. 

 

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(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 1 of 5
4 REPLIES 4
gdale6
Moderator Emeritus

Re: USBank Cash+ meh offer - 20% more cash back, $20 cap

$1700 threshold is pretty steep before anything even kicks in.

Message 2 of 5
coldfusion
Community Leader
Mega Contributor

Re: USBank Cash+ meh offer - 20% more cash back, $20 cap

Exactly, that's why I tagged it as being a meh offer.   I threw it out there in case there are multiple versions of the same offer including some with a much lower mininum spend threshold, not unlike what Citi does with their Sears Mastercard bonus offers.

 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 5
CluelessJohn
Contributor

Re: USBank Cash+ meh offer - 20% more cash back, $20 cap

There are different spend threshholds; mine was $500.  I spent $620 in the same period last year and it will be the same this year.  That's going to get me an additional 24 cents in rewards.  Woohoo!!! 

 

The 20% increase assumes all spending is at 1%.  My spending is all 5%.  The math in the fine print says additional rewards are 0.2% of incremental spending.  I never turn down free money so I'm enrolled in the offer.

Chase Freedom Visa ($15K) Chase Freedom Flex ($15K) Chase Amazon Prime ($9K) USAA Limitless ($20K) AMEX BCE ($30K) CapOne QuickSilver ($15K) Citi DC ($20.5K) Citi Custom Cash ($5K) Discover It ($7.5K) BOA Cash Rewards ($5K) BOA MLB ($13K) USBank Cash+($10K) WF Active Cash ($8K)
FICO 8 ~800
Message 4 of 5
creditfan
Established Contributor

Re: USBank Cash+ meh offer - 20% more cash back, $20 cap

Screenshot from 2021-07-29 00-02-46.png

 

mine is $250

Message 5 of 5
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