Uber Visa Cardholder Feedback Wanted

[kdm31091]

---

@AverageJoesCredit wrote:
Ive never seen a post go so long with no Barclays bashing. Weird

---

Probably because this is arguably their best card

[dlister70]

---

@SBR249 wrote:

I used mine mostly for restaurants and the cell phone insurance. But since I got a card that gave me 5% cashback at restaurants when I choose that category I've stopped using the Uber card except for cell phone bills for now. 

---

What card is giving 5% back at restaurants?  I thought 4% was the best card, unless it comes up as the 5% quarter for Discover or Freedom?  Cash+ gives 5% at fast food, but I've not heard of 5% at restaurants, and you've got me really curious. 

[Anonymous]

I love this card. I didn't think I would like it as much as I do. I only got it because I needed to convert my rewards card since they sold it to Mercury. Turns out I use this card all the time. I split my restaurant spend (which is a lot) between this card and the Amex gold. Put my cell phone bill on it and I will use it the week after next for hotel spend. Honestly the categories work perfect for me. To me it's a great all around card. And no matter what the category your first 5k in spend is really = 2% because of the $50 credit. I just think it's a great card.

[UpperNwGuy]

What form do the redemptions take?  Statement credit?  ACH deposit to your checking account?  Gift cards?  Other?

[Anonymous]

You can redeem by statement credit, direct deposit to your bank account or gift card purchase.
Minimum redemption is $25=2500 points

[Anonymous]

---

@dlister70 wrote:

---

@SBR249 wrote:

I used mine mostly for restaurants and the cell phone insurance. But since I got a card that gave me 5% cashback at restaurants when I choose that category I've stopped using the Uber card except for cell phone bills for now. 

---

What card is giving 5% back at restaurants?  I thought 4% was the best card, unless it comes up as the 5% quarter for Discover or Freedom?  Cash+ gives 5% at fast food, but I've not heard of 5% at restaurants, and you've got me really curious. 

---

yeah, i don't know any card for 5% at restaurant neither. Although my prople+Visa gets me 4.5% on restaurant (redeem for travel), and amex gold gives at least 4.8% (redeem for travel). If someday freedom gives 5% on restaurant, I can use it to go with CSP (hopefully CSR by july) for 6% (7.5%).

[wasCB14]

---

@Anonymous wrote:

---

@dlister70 wrote:

---

@SBR249 wrote:

I used mine mostly for restaurants and the cell phone insurance. But since I got a card that gave me 5% cashback at restaurants when I choose that category I've stopped using the Uber card except for cell phone bills for now. 

---

What card is giving 5% back at restaurants?  I thought 4% was the best card, unless it comes up as the 5% quarter for Discover or Freedom?  Cash+ gives 5% at fast food, but I've not heard of 5% at restaurants, and you've got me really curious. 

---

yeah, i don't know any card for 5% at restaurant neither. Although my prople+Visa gets me 4.5% on restaurant (redeem for travel), and amex gold gives at least 4.8% (redeem for travel). If someday freedom gives 5% on restaurant, I can use it to go with CSP (hopefully CSR by july) for 6% (7.5%).

---

That assumes someone can get 1.2 cpp for MRs by transferring them. Not a challenge for most regular travelers, but not a guaranteed value.

Of course, 4 MRs from Gold * 1.25 cpp from Schwab Platinum would give 5% in cash (in the form of deposits at Schwab). The gross AFs, of course (not necessarily net) would be significant. And it assumes the charge codes correctly.

I'm quite happy with 4.5% towards Chase-booked travel (or potentially more with transfers) with CSR. I get broad category definitions with that, including Uber Eats (technically travel, but still 3x).

[Anonymous]

I was thinking about getting this card myself for possible traveling and other nice factors.  Is there a mobile app to access the account on your phone?  

[BH1985]

Yes, there is a mobile app.

[blindambition]

---

@joesbrat67 wrote:

Good to know.  My husband has 2 cards with Barclays and has never mentioned any issues with them.  I guess my questions are more around the "online shopping" and the streaming services.  I've seen posts where some people have mentioned issues with the shopping component, but since most of mine is done either through Amazon, Best Buy or one of the major dept store websites, I doubt that I'll have the same issue.  As for streaming, I tend to use the standard ones - Netflix, Hulu, iTunes, etc.  I'm just wondering that, as new streaming services are launched, if they will be included.  I know that's not a question you can answer, more just an observation.

---

I’ve had the Uber for 5 months and am happy with it and service. App process was not smooth, but they found address irregularity that wasn’t showing. I was able to correct on TU.

The app is a little antiquated, but it’s functional... No Frills. Also, no alert at time of purchase, but I went to Visa Purchase Alerts to get them.

Points post fast and accurately. I have one sub that doesn’t give 2%, that’s my Experian subscription. Only 1%. No biggie!!

My experience with CSR have been pleasant and with positive results.