Got my first rude NFCU rep when I called about a payment hold with NFCU. She had an attitude and told me the high balance would be reported and hung up on me during a sup transfer. Called back, got a better rep, advised I don't care about the hold as long as it doesn't affect my reporting. I paid a day before my statement closes.
Same thing happened with CapOne.
I don't understand payment holds on Secured Credit Cards.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12) Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13) Goal Score: 700 Take the FICO Fitness Challenge