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Union Bank Credit Card info

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Creditaddict
Legendary Contributor

Union Bank Credit Card info

Union Bank used to have credit cards serviced by US Bank but now it says serviced by Union Bank subsidiary of something... did they go in the house?

Anyone with recent experience?

 

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Union Bank Credit Card info

They've been in house since at least 2018. If you do a search for Union Bank, there are a number of threads. 

Message 2 of 7
FinStar
Moderator Emeritus

Re: Union Bank Credit Card info


@Creditaddict wrote:

Union Bank used to have credit cards serviced by US Bank but now it says serviced by Union Bank subsidiary of something... did they go in the house?

Anyone with recent experience?

 


They were managed and serviced by FNBO since the late 90's and eventually were brought in-house by MUFG.  I don't recall they ever being with US Bank unless you're mixing it up with another FI.

 

Are you talking about this Union Bank?

 

https://www.unionbank.com/personal/visa-credit-cards-all

Message 3 of 7
Creditaddict
Legendary Contributor

Re: Union Bank Credit Card info


@FinStar wrote:

@Creditaddict wrote:

Union Bank used to have credit cards serviced by US Bank but now it says serviced by Union Bank subsidiary of something... did they go in the house?

Anyone with recent experience?

 


They were managed and serviced by FNBO since the late 90's and eventually were brought in-house by MUFG.  I don't recall they ever being with US Bank unless you're mixing it up with another FI.

 

Are you talking about this Union Bank?

 

https://www.unionbank.com/personal/visa-credit-cards-all


Yes. I thought it use to be elan🤷‍♀️

Message 4 of 7
FinStar
Moderator Emeritus

Re: Union Bank Credit Card info


@Creditaddict wrote:

@FinStar wrote:

@Creditaddict wrote:

Union Bank used to have credit cards serviced by US Bank but now it says serviced by Union Bank subsidiary of something... did they go in the house?

Anyone with recent experience?

 


They were managed and serviced by FNBO since the late 90's and eventually were brought in-house by MUFG.  I don't recall they ever being with US Bank unless you're mixing it up with another FI.

 

Are you talking about this Union Bank?

 

https://www.unionbank.com/personal/visa-credit-cards-all


Yes. I thought it use to be elan🤷‍♀️


Nope, never ELAN (thankfully 😜).  But, it's been MUFG for a while.  

 

I have a couple CCs with them, and while they're nothing to write home about, they're not too bad.  It appears they just recently refreshed their products because the 2 CCs I have are no longer featured on their site.

Message 5 of 7
Creditaddict
Legendary Contributor

Re: Union Bank Credit Card info

Ex puller?

picky?

Message 6 of 7
FinStar
Moderator Emeritus

Re: Union Bank Credit Card info


@Creditaddict wrote:

Ex puller?

picky?


Definitely EX.  They can be picky with certain profiles (e.g. inquiries and/or new accounts in the past 12 months), but it's YEMV like anything.

Message 7 of 7
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