I was denied also, but not for BK. Rep said it was for 2 open CA still reporting on old debt from 2001 from FCNB, now out of business. SOL on suit in my state is past, but I have to wait until May 2008 for them to be gone from CR. I can try back then.
SpecFile wrote:So if you don't have an AMEX account associated with a BK then you might be able to get one of their cards? I am reading so much on these forums and learning so much that I get ahead of myself sometimes. lolDont apologize..... I only know this because I drooled over the Amex for a long time. Not my go for card anymore. Now I'd like to know if it pays to discover. So now I'm bugging their CSRs and using up uunnecessary bandwidth on their site.
Message Edited by Brammy on 08-29-2007 06:38 PMAccording to the rep. I was actually declined not because of my BK (at least it didn't say so in the letter) but too many new accounts.
I have a ton of CO's and just got approved for the amex delta with a EX score of 631.Your scores aren't bad for what you have on your CR's. I don't understand how you got a mortage... maybe the income? Anyways, your scores are decent.
Not true at all. I have seen others on this forum with situations similar to yours get the AMEX Delta Gold. BKs are a no-go for AMEX but Liens and Judgements have not posed a serious threat to applicants of the Delta Gold. Give it a try!
I can't believe I took the plunge, but I did and AMEX just approved me for the Skymiles Gold. Simply amazing. I'll be curious to see what the pull did to my scores.
Contragulation!!!! That's great news!
texican wrote:I can't believe I took the plunge, but I did and AMEX just approved me for the Skymiles Gold. Simply amazing. I'll be curious to see what the pull did to my scores.
The best way to put it is Amex is not BK friendly but there are few who have posted approvals with a BK on their CRs. It's not common though.
My apologies. I knew that I had read about BKs and AMEX acceptance but wasn't clear on whether the BK could involve an AMEX CC.