Unusual chase offers not sure if it means pre qualified or just targeted

[Anonymous]

So chase has never given me a offer at all let alone one like this, not sure if it's gtd for the credit card or what is can anyone clarify 

[dragontears]

Did you click on the "learn more" to see the terms?

[Anonymous]

[Anonymous]

Those pictures I posted after your message is what it shows me

[Anonymous]

I'm more concerned about the one below where it says learn more

[Anonymous]

Southwest says see your offer not learn more

[randomguy1]

What are the pricing and terms?

[SoCalifornia]

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@randomguy1 wrote:

What are the pricing and terms?

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exactly, APR terms are usually a dead giveaway.  That said, they look like legitimate pre-approved offers to me.  My wife just recently got the same ones offering for auto and home loans, language used is ''you are already approved''.  

edit: her offers come with set terms.  And this seems to be the form in which Chase ''pre-approvals'' actually come.

of course YMMV

[Anonymous]

[FinStar]

It appears the offers for the mortgage and auto loan are fairly reliable or solid. The CC offers not so much as they do not display as pre-approved.

The lack of a solid APR (without margin spread) typically indicates these are more marketing than solid offers.