No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
FNB sent me a notice in the mail yesterday that my Orvis Rewards Visa is being upgraded to a Signature Visa status with embedded security chip....suppose to arrive around mid-October. Another wrinkle to the message is they designated this account as "no pre-set spending limit" which is ok but I seriously doubt I'd ever go over my current limit at $10,200. FNB has raised my CL 4 times since I've become a member over the last few years...started out with $6,500 CL and increases about every 6 months. Excellent customer service too.
Signature cards are NPSL, so that is not additional.
What is the reward structure on the card? They keep sending me preapprovals for their Amex card, which has way below par rewards.
Rewards for the Orvis card is 3 rewards points for every dollar spent on Orvis merchandise...1 point for everything else. No fee balance transfers...balance transfer options include 0.0% for 12 months or 5.99% for the life of the balance transfer amount....