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@bakalao2k wrote:
Did you call for some other reason and the CSR informed you that you were pre-approved for a $1,500 increase?
If I understand this correctly USBank gives $1.5K auto-CLI's every six months, but you have to call in to collect them.
I recently received a $1500 CLI from US bank. ocheosa( another member) has taught me you are eligible for a $1500 soft pull increase every six months with US Bank. When I called at the six month mark for my first $1500 increase about 3 weeks ago I explicitly asked the CSR to confirm this and she did. The CSR did in fact say that any requested CLI amount above the $1500 will result in hard pull as it will need to be reviewed by the underwriters.
BTW..thanks again ocheosa!
@Anonymous wrote:
Another thing is it has to be 6 Months and not a day earlier. I called like 2 days before my 6 Months and was denied. The letter I got in the mail said I already recieved a CLI within 6 Month.
+1
I did the same thing only exactly on the 6 month mark to the day and the CSR said the $1500 increase was not available to me yet. So, I called a week later and sure enough it was waiting for me then.
Great point l9kjam!
@creditwherecreditisdue wrote:
This is not automated, right? You have to talk to a human to get the CLI?
One must call in to US Bank every 6 months to possibly receive this particular $1500 soft pull increase.
I spoke with a CSR for my increase. I always prefer to operate this way. Not quite sure if this is available without speaking to a CSR. Maybe another member with longer experience with them knows that specific answer.