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Using my AMEX PRG for all purchases?

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xgac12x
Established Contributor

Using my AMEX PRG for all purchases?

Would it be smart to do so? I am really trying to build my rep with American Express..Ive had the card for a few months now so I definitely want to start since I have my foot in the door finally. Would this be smart?

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Using my AMEX PRG for all purchases?

If you have the money to PIF every month, I don't see why not!

 

They *want* you to use your card.

Message 2 of 13
xgac12x
Established Contributor

Re: Using my AMEX PRG for all purchases?

Yeah I always PIF every month. I probably will use it. And plus, its a gorgeous card lol. Not using it for its looks though.

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 3 of 13
Anonymous
Not applicable

Re: Using my AMEX PRG for all purchases?


@xgac12x wrote:

Yeah I always PIF every month. I probably will use it. And plus, its a gorgeous card lol. Not using it for its looks though.


I'm not a big fan of the looks.  Ok, I do like the looks of it, but the black numbers/letters partially rub off on this card almost instantly, making it look like crap.  Amex should move to making their cards without raised lettering/numbers, like almost every other high end card these days.

Message 4 of 13
NRB525
Super Contributor

Re: Using my AMEX PRG for all purchases?


@xgac12x wrote:

Yeah I always PIF every month. I probably will use it. And plus, its a gorgeous card lol. Not using it for its looks though.


Yeah, sure... #eyeroll

 

That's why I stuck with the Delta Gold AMEX, rather than going with the boring Platinum Delta AMEX Smiley Happy

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Message 5 of 13
myjourney
Super Contributor

Re: Using my AMEX PRG for all purchases?


@xgac12x wrote:

Would it be smart to do so? I am really trying to build my rep with American Express..Ive had the card for a few months now so I definitely want to start since I have my foot in the door finally. Would this be smart?


IMHO 

Depends where most of your spend is? Maybe, maybe not a good idea

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 13
jbsea
Established Contributor

Re: Using my AMEX PRG for all purchases?

I just got my card last week.... I switched from using my nfcu visa to this card.  I love the cash back but I love to travel more.  This is my 1A card and the visa 1B 

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 7 of 13
longtimelurker
Epic Contributor

Re: Using my AMEX PRG for all purchases?


@myjourney wrote:

@xgac12x wrote:

Would it be smart to do so? I am really trying to build my rep with American Express..Ive had the card for a few months now so I definitely want to start since I have my foot in the door finally. Would this be smart?


IMHO 

Depends where most of your spend is? Maybe, maybe not a good idea


+1.   And also what other cards you have and how you value MRs.     If you are using them in a "bad" way, say for statement credit or gift cards, it's almost certainly a bad idea.     If you transfer to partners and get great cpp value that way, using it for everything is probably fine.    

 

So, if on a particular transaction, using a diffeerent card would give more in rewards, IMO it makes little sense to do this for something as nebulous as building a "relationship" with a global mega financial institution

Message 8 of 13
takeshi74
Senior Contributor

Re: Using my AMEX PRG for all purchases?


@xgac12x wrote:

Would it be smart to do so? I am really trying to build my rep with American Express..Ive had the card for a few months now so I definitely want to start since I have my foot in the door finally. Would this be smart?


Depends on your spend.  You have to run the numbers for your spend and compare.  You also need to consider redemptions as they impact point value but hopefully you did that before applying for the PRG.  You really should have run the numbers for your spend before applying as well.  Definitely do this for any rewards card you're considering.

Message 9 of 13
xgac12x
Established Contributor

Re: Using my AMEX PRG for all purchases?

I'm looking to start saving points to travel is my biggest thing. Transferring it to an airline or a hotel
CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 10 of 13
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