Yes, I believe so. A couple of years ago, I received the pre-approval for Express in the shopping cart but did not accept because I was in the process of buying my house at the time. A month later, I receieved a letter saying I was pre-approved and I could go in the store or online to accept it. I waited until a few months after I closed and went online and accepted it and received the card. They never did a HP.
Starting Score: 639 (Walmart TU) Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO) Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!) Take the FICO Fitness Challenge