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Value City Credit Card - Does Anyone Have

Valued Contributor


That's how easy for some it is. Go to their website and register to win something and they pre approve you for credit. It happened to me with American Signature Furniture (aka Value City Furniture).


IIRC, it was a soft hit on EX so no punishment for a cold app.

Message 11 of 12
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Re: Value City Credit Card - Does Anyone Have


rbh wrote:

You got me curious about Value City so I went to check out stuff on their website.  They have a link on their website to enter a contest to win a shopping spree, so I thought what the heck I'll enter.  When I entered my name and address information, the next screen stated that I was preapproved for their credit card with a $1k limit. I don't know if they did a soft or not, I've read here that they don't need your SSN to do that.  I didn't go through with the application because I don't need the card, but it might be something you want to investigate doing to see what your results might be. 


Here's the link Value City Sweepstakes

Just did the same thing and go the same results.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 12 of 12