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I was wondering if anyone knows What CRA they report to? Also when are you eligible for a credit increase?
Thank You
They report to all 3, and they do so pretty much immediately.
I just received mine in March and they told me they do CLI's every 9 months. YMMV.
They pulled Experian on me for the credit check and I was approved with a $1000 limit.
I know that the bank that issues that card, WFNNB, pulls Experian and yes they report monthly to all bureaus. I've had great experience with them so far.
I opened my account with VS on 1/08, started with a 250.00 CL, I'm at 840.00 now
They report to all 3 CRA
My experience with VS is that they give me a CLI in November just when the holidays are apporching.
I don't have the VS card itself, however I have other cards by the backer and they give increases regularly as long as they see you using the card on a very regular basis.(and make payments on time) I went from 300 to 1400 within 1.5 years. Good Luck.
Thank You everyone I was just making sure they reported to all three because they only pulled EX.
They are very helpful and they do report to all three!