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Very Impressed with the Venture X

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pinkandgrey
Senior Contributor

Very Impressed with the Venture X

I got the Venture X just a couple months ago and I have to say that I'm loving it and I'm very impressed with many things. 

 

First off, the bonus miles for using Capital One Offers post very quickly. 

 

But the main thing is the SUB, which posted literally the same day I hit the spend threshold.

 

Not long after getting the 75,000 miles, I used the Capital One Travel site to book an international flight. I compared pricing to Priceline and it was all the same, so that was good to know. But it was so easy to redeem my miles and then pay the small remaining balance with the card. I had never used the C1 Travel portal before but it was seamless. I'm a fan! 

 

If y'all have one of the Venture cards, do you like it? Or is there another travel card you reach for more? 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 1 of 26
25 REPLIES 25
FicoMike0
Senior Contributor

Re: Very Impressed with the Venture X

Thanks for the review! I'm an infrequent traveller, but that might change.

I presently have usb connect and navy flagship. I do recall that usb posted the sub immediately as well. They even give a countdown of how much more you need to reach the sub spend. 

I would consider X if my travel should increase. The fee is reasonable compared to amex/chase.

 

Message 2 of 26
pinkandgrey
Senior Contributor

Re: Very Impressed with the Venture X


@FicoMike0 wrote:

Thanks for the review! I'm an infrequent traveller, but that might change.

I presently have usb connect and navy flagship. I do recall that usb posted the sub immediately as well. They even give a countdown of how much more you need to reach the sub spend. 

I would consider X if my travel should increase. The fee is reasonable compared to amex/chase.

 


Yes, CapOne showed a cute little plane graphic with a countdown/remaining required spend! 

 

The AF is a bit steep for my way of thinking (I've always had a No-AF rule lol), but it literally pays for itself and more if you travel even once or twice a year. 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 3 of 26
Patient957
Valued Contributor

Re: Very Impressed with the Venture X


@pinkandgrey wrote:

I got the Venture X just a couple months ago and I have to say that I'm loving it and I'm very impressed with many things. 

 

First off, the bonus miles for using Capital One Offers post very quickly. 

 

But the main thing is the SUB, which posted literally the same day I hit the spend threshold.

 

Not long after getting the 75,000 miles, I used the Capital One Travel site to book an international flight. I compared pricing to Priceline and it was all the same, so that was good to know. But it was so easy to redeem my miles and then pay the small remaining balance with the card. I had never used the C1 Travel portal before but it was seamless. I'm a fan! 

 

If y'all have one of the Venture cards, do you like it? Or is there another travel card you reach for more? 


Yes, VX is a great card.  Hotels in the portal are often cheaper than elsewhere, so the $300 travel credit is actually worth $300, unlike Citi where portal prices are +30%.  Plus I get the 10x multiplier for hotels, which adds up fast.  Mine gets a lot of use. 

 

Of course Capital One is pretty stingy with SUBs but that's another story.

Message 4 of 26
Mervin
New Member

Re: Very Impressed with the Venture X

Will your tune change when the next annual fee rolls around? That’s the question.

Message 5 of 26
pinkandgrey
Senior Contributor

Re: Very Impressed with the Venture X


@Mervin wrote:

Will your tune change when the next annual fee rolls around? That’s the question.


I've already paid it once lol

 

As I mentioned, if one travels even semi-regularly, the AF is taken care of via the 300 annual credit and the 10,000 yearly miles. 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 6 of 26
ptatohed
Senior Contributor

Re: Very Impressed with the Venture X

What do you guys value a 'mile' to be, in cash equivalent?  

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 7 of 26
pinkandgrey
Senior Contributor

Re: Very Impressed with the Venture X


@ptatohed wrote:

What do you guys value a 'mile' to be, in cash equivalent?  


It seems that - in general - about 125 miles equals one dollar? I guess that would be a value of about $0.80.

 

The app tells you what your redemption value options are, which is nice. Also, Amazon will show you what your miles can amount to if you redeem them at checkout. 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 8 of 26
ptatohed
Senior Contributor

Re: Very Impressed with the Venture X


@pinkandgrey wrote:

@ptatohed wrote:

What do you guys value a 'mile' to be, in cash equivalent?  


It seems that - in general - about 125 miles equals one dollar? I guess that would be a value of about $0.80.

 

The app tells you what your redemption value options are, which is nice. Also, Amazon will show you what your miles can amount to if you redeem them at checkout. 


TY! 

 

I'm assuming you mean .8c, not $.8 (80c)?  Please correct me if I am wrong?   Is that including all perks like lounges, Global Entry, etc?  

 

So, let's call the $395 annual fee a wash with the $300 credit and the 10,000 miles per year.  Then, you are left with a card that earns 2x = 2 x .8c = 1.6cpp.  Is that better than, say, a straight 3% card and use your 3% earned for travel?  

 

Please help me see the math.  

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 9 of 26
pinkandgrey
Senior Contributor

Re: Very Impressed with the Venture X


@ptatohed wrote:

@pinkandgrey wrote:

@ptatohed wrote:

What do you guys value a 'mile' to be, in cash equivalent?  


It seems that - in general - about 125 miles equals one dollar? I guess that would be a value of about $0.80.

 

The app tells you what your redemption value options are, which is nice. Also, Amazon will show you what your miles can amount to if you redeem them at checkout. 


TY! 

 

I'm assuming you mean .8c, not $.8 (80c)?  Please correct me if I am wrong?   Is that including all perks like lounges, Global Entry, etc?  

 

So, let's call the $395 annual fee a wash with the $300 credit and the 10,000 miles per year.  Then, you are left with a card that earns 2x = 2 x .8c = 1.6cpp.  Is that better than, say, a straight 3% card and use your 3% earned for travel?  

 

Please help me see the math.  


Yeah, sorry; my wording was wrong there lol. I meant that 100 miles was roughly equal to 80 cents. For travel purposes, 100 miles would be equal to at least one whole dollar. 

 

A straight 3% card would be much better for non-travel purchases! 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 10 of 26
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