mymy wrote:hey......NO YELLING ON THE BOARD!
Good point out with the pay 10 days in advance! I have heard that some ccc's are holding payments 10 days now!
This is definitely one of those paying-your-dues cards. Stay under their radar as much as possible, pay in full every month --a good 10 days before your statement date, two months before your one-year birthday stop using the card entirely and start paying it off whenever you can. Whenever you legitimately get to a final $0 balance, print that off and save it, and keep on going. With luck, you will be able to force them to admit that you are paid in full, and they really can't extort any more fees from you. At this point, close it down.
These cards are only meant to help you get back on your feet. They aren't going to work with you; they aren't going to grow with you. They are crutches, and once you can walk on your own 2 feet again, let them go. Good luck! (for anyone dealing with these schmucks.)