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So, I have tried for a CLI with commentiy's Victoria secret card, currently a $250 limit. My credit was in the low 500s when I got the card about 5 months ago. and is now well over 150 points higher with many of the negative items removd and quite a few much higher real credit cards on my file. Now, my question, I want a CLI on this card, after some reading, it seems that my attempts to get some luv have been denied due to not having the card for 6 months. My question is, how is this calulated? Is it by days or by months?
Being as I signed up for the commenity website on August 31 2016, I would say that this is the day that I got approved for the caard(or receieved the card dont recall if I receieved the card before signing up for commenity website or was just approved for it). so, would this mean that I should be in good shape to ask for a credit limit increase on February 28 2017? Also, I read many people getting denied hitting the button on the commentity website, but claiming to have success with the automated phone system. Any help with the number to this automated system that allows me to ask for a request? Thank you in advance. I don't really need the CLI, but it may make me want to use the card, and of course, with it being apart of my Credit profile, why not try and get as high a limit as I can for the card? :-)
In my experience, you can hit the CLI button on Comenity sites every month without any issue. When I was rebuilding and in your shoes, every month I went through and hit it on The Limited, Express, VS, and Jcrew. I soon figured out that it worked every 3 months - for me, anyway. Give it a shot.
I've read of some people doing so every 1-3 months as well, but many of them would get denied the FIRST CLI if doing it before 6 months or so. did you get your first CLI within 3 months? Also, did you make purchases with the card before requesting a CLI? Did you carry a balance on the card when you requested that first CLI?
It took mine about 6 months to start to see increases. One thing you may look at in a denial letter is when they last pulled a report. Even though your scores may have come up recently, they may be using old info. Mine would show scores that were 3 months old until they updated one month; then I have seen increases consistently about every 31 days
dont know why I foolishly think 6 months from card opening. but its 6th statemen(about 7 months from card opening)?