Victoria Secret paid my bill for me? (small balanc... - myFICO® Forums

krial · ‎12-14-2013

ROFL, OK so the title might be just a tad misleading.

You see, I had some coupons and stuff to use at Victoria Secret and I wanted to put some usage on my card, so I ordered a couple of little things and used up my coupons. When it was all said and done my order totaled a whopping $0.58 and I put it on my Victoria Secret card.

After giving it a couple of days to post I logged in to pay it and it showed that nothing was owed. After checking out the recent transactions, I see:

12/12/2013 SMALL BALANCE WRITE-OFF Credit Adjustment -$0.58

Do they have to pay some sort of transaction fee to pull money from my checking account when I pay my bill, and it just wasn't worth it for 58 cents? LOL. Granted I don't recall ever having charged such a small amount on any card before, but this is the first time I've seen such a thing.

Goal: 800, Current Scores: EX 735, EQ 746, TU 745

ptilda · ‎12-14-2013

Score! Happy Holidays! Don't spend it all in one place

My Wallet:Fidelity Amex $1K, DCU $3.9K, US Bank AeroMexico $300, Quicksilver $1.3K, Cap1 secured MC $750, DiscoverIT $200, Care Credit $5K, Sportsman Guide Visa $3K, Kay $3K, Jared $3K,American Airlines CC $3K, Amazon $2.9k, Walmart $2.2k, Macy's $800 revolving/$5k furniture, Comenity retail cards $5.55kStarting Score: 618Current Score: 711

Shogun · ‎12-14-2013

Beats nothing, though barely.

But then again, VS is all about the barely.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

FinStar · ‎12-14-2013

Yes, this typically happens with most companies for some small balance thresholds. Well, this saves you from submitting an online bill payment for .58c!

Victoria Secret paid my bill for me? (small balance write-off)

Victoria Secret paid my bill for me? (small balance write-off)

Re: Victoria Secret paid my bill for me? (small balance write-off)

Re: Victoria Secret paid my bill for me? (small balance write-off)

Re: Victoria Secret paid my bill for me? (small balance write-off)

Victoria Secret paid my bill for me? (small balance write-off)

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Victoria Secret paid my bill for me? (small balance write-off)

Re: Victoria Secret paid my bill for me? (small balance write-off)

Re: Victoria Secret paid my bill for me? (small balance write-off)

Re: Victoria Secret paid my bill for me? (small balance write-off)

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