Visa Signature Cards

cjack202003 · ‎03-20-2015

Anyone else tired of taking hits from Visa Signature Cards, cuz its not doing anything good for you credit report? I'm tired of taking hits for Visa Signature cards. They don't be reporting my limit, so the only thing I get is a tank in my credit score from a hard pull. Granted I get approved, but I have 2 Visa Signatures already. Not willing to take another hit from a Visa Signature. My scores are high enough to take a hit, but why waste a HP on another Visa Signature.....if it's not going to report your limit?

EvilR-T · ‎03-20-2015

There's something missing here. Why don't you use the card(s) on a pack of gum or something, pay it off before the cut, thus forcing it to report.

longtimelurker · ‎03-20-2015

@cjack202003 wrote:
Anyone else tired of taking hits from Visa Signature Cards, cuz its not doing anything good for you credit report? I'm tired of taking hits for Visa Signature cards. They don't be reporting my limit, so the only thing I get is a tank in my credit score from a hard pull. Granted I get approved, but I have 2 Visa Signatures already. Not willing to take another hit from a Visa Signature. My scores are high enough to take a hit, but why waste a HP on another Visa Signature.....if it's not going to report your limit?

Which cards don't report your limit? Most do now. BoA was a hold out, but now they do as well.

lg8302ch · ‎03-20-2015

@cjack202003 wrote:
Anyone else tired of taking hits from Visa Signature Cards, cuz its not doing anything good for you credit report? I'm tired of taking hits for Visa Signature cards. They don't be reporting my limit, so the only thing I get is a tank in my credit score from a hard pull. Granted I get approved, but I have 2 Visa Signatures already. Not willing to take another hit from a Visa Signature. My scores are high enough to take a hit, but why waste a HP on another Visa Signature.....if it's not going to report your limit?

I would be interested to know which Visa Signature does not report the credit limit? BofA used to not report but have changed a while ago.....so which lender? All of my Siggy report the CLs.

cjack202003 · ‎03-20-2015

Disregard. Jumped the gun. They are showing up now. My bad. Don't mind me lol Just was ranting

takeshi74 · ‎03-20-2015

@cjack202003 wrote:
the only thing I get is a tank in my credit score from a hard pull.

It's not just the hard pull but the reduction in AAoA as well.