I have one with a 5000 limit. I didn't seem to have any trouble getting it (like other cards), but I have a checking and savings acct. with them. I think I could have gotten a higher limit, it just didn't occur to me to ask
Since then, I read somewhere that it's a good idea to have a card with over a 5000 limit. Of course.
I've had it about a year, no idea how they do cli's.