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WALMART UGH!!!

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afbar1114
Valued Contributor

WALMART UGH!!!

called my walmart card and it took my 20 mintues to get to an agent...i was cursing at it and everything...i hate those stupid things where you need to speal what you want...so i closed it because of this....i know my UTL will take a small hit but i can stand those automated systems what so ever

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 18
17 REPLIES 17
LS2982
Mega Contributor

Re: WALMART UGH!!!


@afbar1114 wrote:

called my walmart card and it took my 20 mintues to get to an agent...i was cursing at it and everything...i hate those stupid things where you need to speal what you want...so i closed it because of this....i know my UTL will take a small hit but i can stand those automated systems what so ever


Why?!?!?!?!?!?!?!

 

Eh.................




EQ FICO 548 3/3/16
Message 2 of 18
911gt34life
Frequent Contributor

Re: WALMART UGH!!!

i still don't get why you close it. i don't even have walmart in my city just got it for fico score.

>
Message 3 of 18
afbar1114
Valued Contributor

Re: WALMART UGH!!!


@911gt34life wrote:

i still don't get why you close it. i don't even have walmart in my city just got it for fico score.


o well fico score i am happy with my credit and i know know what i need to do from this forums and all of you helping...my current TU fico is 643...so i am not complaining at all..just really annyoed at the whole thing speaking in to it and the machine not understanding and no option of using keypad gets to me.... also i trying to get my spending undercontrol and i dont want to worry about needing to use card all the time just to keep it active...i am happy with my current set for now..would like a BCP and Freedom at some point.. but other then that i will use and let what i have age now...pulled my current EQ the other day and my profile stands like this AAoA is 2 years, INQs 15 :7 due to fall off  or have no effect after july another 3 after dec. so in total 10 will be having no effect or falling off this year and then ill have 5 left from my app spree this year... all due to fall off 1/13...i plan on apping for freedom cli on slate and BCP in 2/13-3/13... co was paid as well...got deleted from EX this week...TU only has 5-6 apps from the past 12 months 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 4 of 18
casmith1980
Established Contributor

Re: WALMART UGH!!!

between the automated systems and the "press 1 for english" options, I prefer to bank STRICTLY online. 

 

what really gets me is when you continue pressing 0 because you want to get a live person and the system responds "it seems like I'm having difficulty understanding you, please try your call at a later time"  @&*^$&@*!!!!!!!

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Message 5 of 18
afbar1114
Valued Contributor

Re: WALMART UGH!!!


@casmith1980 wrote:

between the automated systems and the "press 1 for english" options, I prefer to bank STRICTLY online. 

 

@Anonymous really gets me is when you continue pressing 0 because you want to get a live person and the system responds "it seems like I'm having difficulty understanding you, please try your call at a later time"  @&*^$&@*!!!!!!!


yea i hate those systems.....now my thorat hurts because i was screaming at it so hard lol 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 6 of 18
kjm79
Valued Contributor

Re: WALMART UGH!!!

Just an fyi, even though you closed the account you can still log on and access your fico score monthly as normal. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 7 of 18
FrugalRican
Blogger

Re: WALMART UGH!!!

You close just as quickly as you app.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 8 of 18
Repo-ed
Senior Contributor

Re: WALMART UGH!!!


@kjm79 wrote:

Just an fyi, even though you closed the account you can still log on and access your fico score monthly as normal. 


Orly?

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 9 of 18
Repo-ed
Senior Contributor

Re: WALMART UGH!!!


@casmith1980 wrote:

between the automated systems and the "press 1 for english" options, I prefer to bank STRICTLY online. 

 

@Anonymous really gets me is when you continue pressing 0 because you want to get a live person and the system responds "it seems like I'm having difficulty understanding you, please try your call at a later time"  @&*^$&@*!!!!!!!


RIGHT THERE with you

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 10 of 18
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