Wamu declined me, I can't get fico score with score watch since my credit history isn't at least 6 months long.. so can't give you those scores.. but my fakos were 674tu and eq 670ex from truecredit.
They pulled TU report and denial letter stated "not sufficient credit history".
Later I went in to the branch to ask if they have a student or secured card.. just so as to get a card for the inquiry hit. Got denied for 4 or more inq in last 30 days according to ChexSystems.
The secured card is a $29 annual fee and 19-20% apr for those interested. min 300 to open, rep said it was a new card or they recently started offering it or something. I'm going to try again in a few months.