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WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

tag
Anonymous
Not applicable

Re: convert your WAMU to a CHASE FREEDOM REWARD, even if you were turned down previously.

Depends on the type of rewards you prefer, where you will shop the most and if you want to avoid an annual fee.  The Freedom Plus has an AF.  The others do not.
Message 11 of 48
Anonymous
Not applicable

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

DW successfully converted 2 WAMU cards.  One to Chase Freedom Plus and the other to PerfectCard.  Very easy and very friendly Smiley Happy Thanks!
Message 12 of 48
krielly
Established Contributor

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

Can anyone here answer this question please Smiley Happy

 

I had a WAMU Petsmart card, which was just converted to a Chase Rewards card. They just mailed me the card this weekend.

 

I looked on there website, and don't see a similar card. You are all talking about the Freedom card and the Perfect Card. Has anyone had the plain old Rewards card that I have and switched?????

 

Thanks

K


You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
Message 13 of 48
bamagirl1
Established Contributor

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

does anyone think this may work for those of us trying to get a product change from a circuit city card to the circuit city visa to hopefully get something like the chase freedom after doing all that?? i have read about the best buy deal but still i haven't received anything about it and i still have a best buy card, but it's the mastercard.
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 14 of 48
Anonymous
Not applicable

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

If you call and ask, be sure to let us know.  Good luck Smiley Happy
Message 15 of 48
Anonymous
Not applicable

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

I have just called and after 3 calls I made, finally an account specialist was able to help me out by "adding" the Perfect card features to my WAMU nothing card. I have also requested for a new card as "my magnetic swipe is not swiping properly". Kudos to you all for providing and supporting. I did the way exactly like Ficonovice. Awesome.

 

1st call: Sorry you cannot switch to a Perfect card. The only way is for you to close this account and apply for the Perfect car. Smiley Mad

2nd call: No, I'm sorry. I don't see an option for me to switch you to a Perfect card account. Smiley Sad

3rd call: Let me transfer you to an account specialist. Acct Spec: Yeah sure...let me see...hold on a minute...okay let me see here...blah blah blah...done. Smiley Very Happy

Message 16 of 48
Anonymous
Not applicable

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

Persistance pays off Smiley Happy

 

Congrats!

Message 17 of 48
cabarkeep
New Contributor

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

I called to convert a WAMU card that was rate jacked (from 8.99 to 17.99 before WAMU closed!)

 

I called and asked the rep if I could convert this card with no rewards to a Chase reward card ... sure no problem ..done ...

 

Then I asked if I could do anything about the rate since it was rate jacked for no reason and then the company sold .... keep in mind I have a Chase Platinum MC with a 7.99 Rate and 15k limit ......the rep puts me on hold and talks to her supv ... they come back and say they cannot change the rate but the rewards are already added as we speak.... I told them its a low limit card only 3.5k and that its not that important to keep open ... I told them to just combine it with my current card ...

 

2 minutes later they raised my Platinum card to 18.5k and closed the WAMU which was fine with me ... there was nothing to gain out of a 3.5k card with a 18% rate ... no thanks

 

 

Message 18 of 48
Anonymous
Not applicable

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.

I'm still a chicken to try again, but I do have a question for those who have converted. I was lucky enough to keep my 9.99% apr when Chase took over my WaMu account. I read where some posters had their apr increased. What are the chances that the terms of my card will change if I change or add the rewards? I realize Chase can obviously change the apr at anytime, however will the product change trigger a change in terms for the apr?
Message 19 of 48
Anonymous
Not applicable

Re: WAMU to CHASE Freedom or PerfectCard backdoor, even if you were turned down previously.


@Anonymous wrote:
I'm still a chicken to try again, but I do have a question for those who have converted. I was lucky enough to keep my 9.99% apr when Chase took over my WaMu account. I read where some posters had their apr increased. What are the chances that the terms of my card will change if I change or add the rewards? I realize Chase can obviously change the apr at anytime, however will the product change trigger a change in terms for the apr?

I guess if the APR is that much important to you as of right now, I think you should keep it that way to not trigger anything.

Message 20 of 48
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