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HOW LONG DID YOU HAVE THE CARD?
WHEN DID YOU ASK FOR A CLI FROM NFCU?
WAS IS INSTANT, HARD PULL, OR SOFT?
WHAT WAS YOU SCORE?
I believe all of your questions can be answered here:
I had Card for Exactly 2 months. I asked for a line increase and my Card went from 16k to 22k, Instant and I have not seen a hard pull on my report from that. So Im guessing it was a Soft. My score is 698 according to Myfico.
I asked for CLI after 4th statement
HARD OR SOFT PULL
soft pull for both credit cards hard for the LOC increase
If you can wait that long, most people get auto-CLIs on Navy Fed cards after their first year (13th statement) and at 6/12 month increments afterward.