@Mopar_Jones wrote:2 cards are always better than one.. but a lot of banks look at limits too. So the higher limit you have on any given card, the better your chance for approval for a higher limit when the time comes. I would do $9k on one card and $1k on the other..
I know there are a lot of credit unions that will do secured cards up to those amounts.. I think Wells Fargo does too..
I think you will need to have a account before you can have a secured card with Wells Fargo...anyone else heard of this?
Starting Score: 612 EQ 6-1-2013 
I just learned from Guinness56, that it IS possible to have liens in CA removed if they are paid.
....'once a lien has been levied, you can petition the court to remove it once the debt has been resolved. The easiest way to remove it is to file a motion to expunge in small claims court and show documentation the taxes have been paid in full.'
I'm racing to Small Claims Court!
....'once a lien has been levied, you can petition the court to remove it once the debt has been resolved. The easiest way to remove it is to file a motion to expunge in small claims court and show documentation the taxes have been paid in full.'
I'm racing to Small Claims Court!
Even though it would be off in a year- I want it off now!
@09Lexie wrote:
I just learned from Guinness56, that it IS possible to have liens in CA removed if they are paid.
....'once a lien has been levied, you can petition the court to remove it once the debt has been resolved. The easiest way to remove it is to file a motion to expunge in small claims court and show documentation the taxes have been paid in full.'
I'm racing to Small Claims Court!
Wow! if this is true, i will follow up with it! I just got notification from FICO.com, that, because i am having something investigated on My equifax, my score just dropped 31 pts!! yikes!!! is that temporary?
@09Lexie wrote:
Even though it would be off in a year- I want it off now!
I wonder if you can do the same process for a BK?
@Creditaddict wrote:I would suggest First National Bank of Omaha for secured card.... they will consider you for unsecured after 15 months... you could probably apply sooner and they offer SP CLI every 4-6 months it is for unsecured card holders according to posts on here!
Do you Have a link for them? do they require you to have an account with them in order to have a secured card with them?